Chapter 13 Bankruptcy Attorney in Harford County
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At The Isak Law Firm, we know that Chapter 13 bankruptcy has solved the financial pain for countless individuals. We can evaluate your circumstances and create a long-term solution that fits your goals and desires. With a Harford County bankruptcy lawyer on your side, you can have confidence in the elimination of your debt and a positive outcome.
Bel Air Bankruptcy Attorney
Solutions to Help You Become Debt-Free
At The Isak Law Firm, we come up with effective solutions for individuals and businesses who are looking to eliminate their debt and move forward in life. We always strive to protect the interests and well-being of our clients, no matter what the situation entails or how complicated matters may be. In addition to bankruptcy, we handle criminal defense matters and provide defense for individuals who are facing criminal accusations.
Regardless of if you are struggling to make financial ends meet or have been accused of committing a crime, we have the skills, resources, and experience needed to help you reach the most favorable outcome possible.
Get started today! Call our firm at (443) 233-6877 to schedule an inital case evaluation.
Understanding Chapter 13 Bankruptcy
In order to be eligible for Chapter 13 bankruptcy, you are required to maintain a regular income sufficient for your repayment obligations and cannot have secured debts exceeding $1,149,525. Many individuals with significant property, such as a home, find that Chapter 13 bankruptcy is the best solution for their debt.
One of the most significant aspects of Chapter 13 bankruptcy is the repayment plan. This plan tells the bankruptcy court how you intend to pay back your debt and typically lasts between five to seven years. Certain debts are considered "priority debts" and can include child support and alimony, owed employee wages, and tax obligations.
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When you file for bankruptcy, you are also granted an automatic stay, which protects your property from repossession, garnishments, foreclosures, and evictions. Chapter 13 provides an effective way of protecting your property and catching up on mortgage and car payments.
Every individual is different and our firm is committed to securing the best strategy for you. We will work with you every step of the way and give you back the financial optimism you deserve. For more information about Chapter 13 bankruptcy or to request your case evaluation, be sure to contact us today!